Budget & Cash Flow

Sample Community Church · Atlanta, GA

Monthly income

$3,200

Monthly expenses

$2,695

Surplus

Healthy

+$505

Savings/debt payoff

$250

8% of income

Income & expense categories

Edit any amount; totals and charts update automatically.

Category	Type	Monthly amount
Take-home pay	Income	Amount for Take-home pay
Rent / housing	Need	Amount for Rent / housing
Utilities	Need	Amount for Utilities
Groceries	Need	Amount for Groceries
Transportation	Need	Amount for Transportation
Dining out	Want	Amount for Dining out
Subscriptions & entertainment	Want	Amount for Subscriptions & entertainment
Shopping	Want	Amount for Shopping
Emergency savings	Saving/Debt	Amount for Emergency savings
Credit card payoff	Saving/Debt	Amount for Credit card payoff

How your current split compares to the common needs/wants/savings guideline.

needs

63% vs 50%

$2,010/mo

wants

14% vs 30%

$435/mo

savings

8% vs 20%

$250/mo