Disputing Errors and Improving Your Score
Understanding Credit · 16 min
Lesson
In progress
You are entitled to a free copy of your credit report from each bureau; review it at least once a year for errors.
If you find an error, you can file a dispute directly with the bureau reporting it, in writing, with supporting documents.
Paying down revolving balances and avoiding new hard inquiries are the fastest levers most people can pull.
Key takeaways
- Review your report annually for errors.
- Disputes should be filed in writing with documentation.
- Reducing revolving balances helps quickly.
Glossary
- Hard inquiry
- A record created when a lender checks your credit for a new account request.