Leland's Seven Stewardship Principles — Church Stewardship Program

A partnership with Leland Rubin, creator of the Seven Stewardship Principles, and Allan Bell - CPA, CMA, MBA, Nsites founder and creator

S6 Provide for Your Pastors' Wellbeing · Lesson 1 of 4

Lesson 1 — The Biblical and Practical Case for Caring for Those Who Serve

Establish, in plain and documented language, why caring well for the pastor's household is a governance responsibility rather than an optional kindness.

Not started

Seven Principles curriculum version 1.0 — author-review draft pending Leland Rubin's approval prior to publication. · Leland's Seven Stewardship Principles methodology, content, exercises and deliverables are created by Leland Rubin and remain in author-review draft pending his approval.

Where this lesson sits

Curriculum version 1.0 · Author Review

Module purpose: Establish that caring well for the pastor's household is a governance responsibility, document a fair and benchmarked compensation framework, review benefits, retirement and risk protection, and adopt a written rest-and-renewal policy that protects longevity in ministry.

Official outcome: Pastoral Wellbeing and Compensation Plan

This lesson produces: Current-State Honesty Assessment

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Learn

Participant study reading — approximately 70 minutes of learning and shared work.

Learning objective: Establish, in plain and documented language, why caring well for the pastor's household is a governance responsibility rather than an optional kindness.

Recommended participants: Board chair, personnel or compensation committee, and one additional elder or trustee (pastor not present for the honesty assessment portion)

Estimated teaching time: 70 minutes

Success indicators

  • • Leadership can articulate, without hedging, why pastoral wellbeing is a governance duty and not a discretionary favor
  • • The team has honestly assessed the church's current practice against a short list of care indicators
  • • At least three specific current gaps in pastoral care have been named without assigning blame to any individual
  • • A named governance body has agreed to own this module's work going forward

Materials and evidence you will use

  • • Any existing personnel or compensation policy documents
  • • Prior board or committee minutes referencing pastoral compensation or time off, if available
  • • Consensus scores for all five care indicators
  • • Written confirmation of the named governance body and its annual review commitment

What you should be able to produce

  • • Leadership can articulate, without hedging, why pastoral wellbeing is a governance duty and not a discretionary favor
  • • The team has honestly assessed the church's current practice against a short list of care indicators
  • • At least three specific current gaps in pastoral care have been named without assigning blame to any individual
  • • A named governance body has agreed to own this module's work going forward

Foundational ministry principle

1 Timothy 5:17-18

17 Let the elders that rule well be counted worthy of double honour, especially they who labour in the word and doctrine. 18 For the scripture saith, Thou shalt not muzzle the ox that treadeth out the corn. And, The labourer is worthy of his reward.

King James Version (KJV) · Public domain

This passage is offered as an opening frame because it directly connects honoring those who labor in ministry with material provision, naming fair treatment of pastoral leaders as a matter of scriptural principle rather than budget preference.

As a draft framing for discussion, the facilitator might suggest that a church which asks its pastor to labor sacrificially while quietly under-providing for that pastor's household has not yet applied this passage, and that today's honesty assessment is the first step toward applying it in practice.

Understand the concept

Your work in this lesson focuses on this outcome: Establish, in plain and documented language, why caring well for the pastor's household is a governance responsibility rather than an optional kindness.

Caring well for the pastor's household is a governance responsibility with concrete costs when neglected; today's honesty assessment names the gaps the rest of this module will close.

Why it matters for your church

Compensation and care decisions made reactively, only after a crisis, tend to be rushed, inconsistent and hard to defend to the wider congregation.

When no governance body clearly owns pastoral wellbeing, the pastor is left to advocate for their own household, which most pastors are reluctant to do.

A congregation that never examines its own care practices risks teaching stewardship principles it is not applying to the person teaching them.

Examine the evidence

Use Any existing personnel or compensation policy documents, and Prior board or committee minutes referencing pastoral compensation or time off, if available to compare your church's present practice with its stated intentions. Look for documented patterns, missing information, and differences between what people assume and what the evidence supports.

Your completed work should be supported by Consensus scores for all five care indicators, and Written confirmation of the named governance body and its annual review commitment. Record uncertainty honestly so your team knows what still needs to be verified.

Prepare for the shared exercise

Establish an honest, documented baseline of current pastoral care practice across five indicators, and formally assign governance ownership going forward. The Current-State Honesty Assessment produces the Current-State Honesty Assessment, which contributes to the principle's principal deliverable.

Before working with your team, consider this reflection: If our pastor's household could see our honesty-assessment scores today, would they feel genuinely cared for, or merely administered?

Key terms

Governance body
The specific board, committee or group formally responsible for reviewing and approving pastoral compensation and wellbeing decisions on behalf of the congregation.
Policy-level decision-making
Making compensation and benefits decisions based on documented philosophy, benchmarks and ranges, rather than on a pastor's personal financial disclosures.
Care indicator
One of five short, observable markers — compensation benchmarking, benefits and retirement documentation, risk-protection review, rest practice, and governance ownership — used to assess current pastoral care.

What this means for a church

  • • Compensation and care decisions made reactively, only after a crisis, tend to be rushed, inconsistent and hard to defend to the wider congregation
  • • When no governance body clearly owns pastoral wellbeing, the pastor is left to advocate for their own household, which most pastors are reluctant to do
  • • A congregation that never examines its own care practices risks teaching stewardship principles it is not applying to the person teaching them

Common failure patterns

  • • Treating pastoral compensation as a fixed line item that was set once and never revisited
  • • Assuming that because the pastor has not complained, current care and compensation must be adequate
  • • Confusing a pastor's personal humility about their own needs with genuine sufficiency of provision

Ministry case

A Committee That Had Never Actually Met

A synthetic congregation, Harborview Fellowship, discovered during its first honesty assessment that a 'personnel committee' had existed on the organizational chart for six years but had never once held a dedicated meeting on pastoral compensation; salary changes had simply been copied forward from the prior year's budget with a small cost-of-living bump.

Naming this gap out loud was uncomfortable for the board chair, who had assumed someone else was handling it, but it led directly to the committee's first real meeting within two weeks, where it adopted a fixed annual review cycle and began the benchmarking work covered in lesson two.

Lesson takeaway

Caring well for the pastor's household is a governance responsibility with concrete costs when neglected; today's honesty assessment names the gaps the rest of this module will close.

Discuss

Guided discussion for the leadership table.

With an honest baseline in hand and a governance body named, let's turn next to building the documented compensation framework that closes the most immediate gaps identified today.

  1. Which of the five care indicators scored lowest for us, and why has that one gone unaddressed the longest?
  2. How has pastoral compensation and care historically been decided in our church — proactively on a schedule, or only reactively?
  3. What would change in the congregation's culture if pastoral wellbeing were reviewed with the same rigor as the annual budget?
  4. How will we protect the pastor's confidentiality while still doing thorough, honest governance work?

Practice

Applied exercise — produces the Current-State Honesty Assessment.

Current-State Honesty Assessment

Establish an honest, documented baseline of current pastoral care practice across five indicators, and formally assign governance ownership going forward.

Estimated time: 35 minutes

Participants: Board chair, personnel or compensation committee, and one additional elder or trustee

Artifact produced: Current-State Honesty Assessment

Required inputs

  • • Any existing personnel or compensation policy documents
  • • Prior board or committee minutes referencing pastoral compensation or time off, if available

Instructions

  1. Read each of the five care indicators aloud one at a time.
  2. Have each participant privately score current practice as not-in-place, partially-in-place, or fully-in-place.
  3. Compare scores as a group and discuss any disagreement, especially around rest and vacation.
  4. For every gap, name whether it is a missing document, a missing review cycle, or a missing benchmark comparison.
  5. Confirm and record, by name, the governance body that will own this work going forward.
  6. Record the group's consensus score for each indicator on the worksheet. Complete it online
  7. Summarize the overall honesty-assessment score to carry into the module's opening section.
Complete it online

Current-State Honesty Assessment

  • Church name: ______________________
  • Date of review: ______________________
  • Facilitator: ______________________
Care indicatorCurrent statusType of gapGovernance ownerTarget review date
     
     
     
     
     

Worked example

A fully completed sample using a fictional church. This is illustrative teaching material, not any church's actual data.

Harborview Fellowship (illustrative example — not actual church data)

Harborview Fellowship is a fictional congregation of about 180 attendees used here to illustrate a completed honesty assessment.

Care indicatorCurrent statusType of gapGovernance ownerTarget review date
Compensation benchmarked and reviewed on a fixed cycleNot in placeMissing benchmark comparison and review cyclePersonnel Committee, Chair: Ruth A.In 6 weeks
Benefits and retirement documented and adequatePartially in placeMissing written documentationPersonnel Committee, Chair: Ruth A.In 8 weeks
Rest and vacation actually taken, not just permittedPartially in placeMissing habit; policy exists but pastor rarely uses full allotmentBoard Chair, Sam T.In 4 weeks

How this leadership team reasoned

  • • Harborview's committee realized a salary figure existed but had never been compared to any external benchmark, meaning no one could say whether it was fair or merely convenient.
  • • The board recognized that a two-week vacation policy existed on paper, but the pastor had taken only four days off in the prior twelve months, a lived-practice gap the paper policy did not reveal on its own.

Decisions recorded

  • • Ruth A. was assigned to gather two comparable-role benchmark sources before the next committee meeting.
  • • Sam T. committed to personally checking, each quarter, whether the pastor's vacation days were actually being scheduled and used.

Completed artifact extract — Current-State Honesty Assessment

Honesty assessment: 1 of 5 indicators fully in place, 2 partially in place, 2 not in place. All five gaps have a named owner and a target date within eight weeks. Personnel Committee formally accepted ownership of pastoral wellbeing governance on an annual cycle beginning this quarter.

Illustrative exercise score: 17 of 20. Harborview's committee was thorough and candid in scoring, distinguished paper policy from lived practice on the vacation indicator, and assigned realistic owners and dates for every gap.

BAG Index complement

Household financial-literacy layer that complements this stewardship principle.

BAG Index complement

Reading a pay statement: gross vs. net, withholding and self-employment considerations

A short complement introducing the BAG Index pay statement literacy module, helping a pastor's household read its own pay statement accurately, extending this lesson's honesty-assessment work into a concrete, practical skill.

Teaching points

  • Gross pay is total compensation before any deductions, while net pay is what actually reaches a household's bank account after taxes, withholding and any voluntary deductions are subtracted
  • Clergy compensation often includes unique elements, such as a housing allowance, that are treated differently for income tax and self-employment tax purposes than standard wages
  • Many pastors are treated as employees for income tax withholding purposes but as self-employed for Social Security and Medicare tax purposes, which changes how those taxes are calculated and paid
  • Reviewing a pay statement line by line, including every deduction and withholding category, is the only reliable way to confirm compensation is being processed as the church's governing body actually intended
  • A pastor's household benefits from understanding these mechanics well enough to ask informed questions, even though the final calculations should be verified by the church's payroll process and a qualified tax professional

Household practice step: The pastor's household completing the BAG Index pay statement module reviews its most recent pay statement line by line against what governance approved, and lists any line item it does not fully understand to raise with the treasurer or a tax professional.

Supports this principle: This complement turns this lesson's honesty assessment into a concrete literacy check, ensuring the pastor's household can independently verify that what governance intends to pay actually matches what is processed and received.

This module explains general pay-statement and withholding concepts only; it does not calculate any individual household's taxes, and the pastor's household should confirm its specific tax treatment, including housing allowance and self-employment tax questions, with a qualified, licensed tax professional.

Score

Transparent 20-point exercise rubric: four criteria rated 0 to 5 with observable anchors.

Criterion0 — not evident3 — acceptable5 — exemplarySample
Completeness (0–5)Fewer than three of the five care indicators were scored or discussed.All five indicators were scored, but some gap types were left blank.All five indicators were scored with a gap type, owner and target date for every identified gap.5
Use of evidence (0–5)Scores were guessed without checking any existing policy document or minutes.Some scores referenced actual documents or minutes, others were assumed.Every score was checked against existing documentation, or explicitly noted as absent, before being finalized.4
Alignment to the module purpose (0–5)The exercise treated the assessment as a compliance checkbox unrelated to actual pastoral care.The exercise named gaps but did not connect them to the pastor's actual wellbeing or risk.The exercise explicitly connected each gap to a real risk to the pastoral family or to ministry sustainability.4
Actionability and ownership (0–5)No owners or dates were assigned to any gap.Owners were assigned but dates were vague or missing.Every gap has a specific, named owner, a realistic date, and a named governance body accepting ongoing ownership.5
Worked sample total18 / 20
  • Completeness: Harborview scored all five indicators and documented a gap type, owner and date for each gap found.
  • Use of evidence: Most scores were checked against existing policy language; the vacation-usage score relied on the board chair's honest recollection rather than a formal log.
  • Alignment to the module purpose: The team connected the vacation gap directly to burnout risk, though fewer connections were drawn for the benefits documentation gap.
  • Actionability and ownership: Every gap has a named owner and date, and the Personnel Committee formally accepted standing ownership of the annual review cycle.

Lesson-exercise scores (20 points each) demonstrate learning and artifact quality. They do not automatically overwrite the official Seven Principles assessment, which remains a separate 100-point rating of five dimensions for each principle.

Submit evidence

What must be submitted for this lesson to count as complete.

Submit

  • • Completed Current-State Honesty Assessment worksheet with all gaps, owners and dates recorded

Attach this evidence

  • Consensus scores for all five care indicators
  • Written confirmation of the named governance body and its annual review commitment

File upload is not implemented in this prototype. Ticking a box records that the church can produce the document; it does not store a file.

Contribute to official outcome

How this lesson builds the Pastoral Wellbeing and Compensation Plan.

Artifact produced: Current-State Honesty Assessment

Feeds the opening baseline and governance-ownership section of the Pastoral Wellbeing and Compensation Plan.

Open the module deliverable assembly

Participant reflection and notes

If our pastor's household could see our honesty-assessment scores today, would they feel genuinely cared for, or merely administered?